CIMB vs Public Bank

A head-to-head on the metrics that decide it — Trust Score, all-in cost, approval odds and speed. Every value is sourced; no pay-to-rank.

Higher Trust Score

CIMB

59/100

Lower all-in cost

CIMB

$6,120/yr

Faster to open

CIMB

6 days

Best value per row highlighted · ◆ = Bankz pick

Best overall for you ↓	CIMB CIMB BusinessGo Current Account C	Public Bank Public Bank Business Current Account C
Trust & fit
Trust Score (for you)	59◆ pick	56
Approval probability	~60%◆ pick	~58%
Match Score	59◆ pick	58
Cost (all-in)
Monthly fee	AED 10◆ pick CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	AED 10 Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Effective FX spread	2%◆ pick CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2% Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Int’l wire (out)	AED 50◆ pick CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	AED 50 Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Min balance	AED 1,000◆ pick CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	AED 1,000 Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Modeled all-in annual	$6,120◆ pick	$6,120
Speed
Median opening time	6 days◆ pick Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	8 days Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.
Eligibility
Non-resident accepted	No CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	No Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Capabilities
Multi-currency	Yes CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	Yes Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
API / open banking	Yes CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoDuitNow / open API rails; verify scope.	Yes Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoDuitNow rails; broader open API scope to verify.
Service & trust
Verified reviews	3.8/5 · 56%Bankz Verified Reviews — Malaysia (proof-of-use gated)Source class: user_report · reliability 72%Last verified 10d agoIndicative — verify with the institution before applying.	4/5◆ pick · 56%Bankz Verified Reviews — Malaysia (proof-of-use gated)Source class: user_report · reliability 72%Last verified 10d agoIndicative — verify with the institution before applying.
Compliance
Compliance reputation	85 · 70%Bankz Reputation Graph — Malaysia (registries + regulator actions)Source class: registry · reliability 86%Last verified 10d agoIndicative — verify with the institution before applying.	87◆ pick · 70%Bankz Reputation Graph — Malaysia (registries + regulator actions)Source class: registry · reliability 86%Last verified 10d agoIndicative — verify with the institution before applying.

Informational only — not financial advice. Verify all terms with the institution. Trademarks belong to their owners.