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Best banks for non-residents in China

The best banks for non-residents in China, ranked on the Bankz Trust Score™ — approval odds, all-in cost, speed and capabilities. Picks update live from verified, sourced data. No pay-to-rank.

Top picks — Best banks for non-residents in China
Bank
1CH
CN · CMB Corporate Account & Digital Banking
CN¥15 None 22 days 38/100 · D
2BA
CN · BOC Corporate Account & Cross-Border RMB
CN¥20 None 28 days 35/100 · D
3IC
CN · ICBC Corporate RMB Settlement Account
CN¥20 None 30 days 34/100 · D
4CH
CN · CCB Corporate Settlement Account
CN¥20 None 32 days 33/100 · D
5AG
CN · ABC Corporate Settlement Account
CN¥20 None 34 days 33/100 · D
Rating = Bankz Trust Score™ · every value sourced · no pay-to-rank. Tap a column to sort.

How we picked

  • Non-resident acceptance
  • Realistic approval odds
  • Documents required
  • Multi-currency
  • All-in cost

Rankings come from the Bankz Trust Score™ and your-profile fit — no pay-to-rank. See the methodology →

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Frequently asked

Can a non-resident open a business account in China?

It’s harder at chartered banks; multi-currency fintechs are usually the realistic route. The ranking flags which providers accept non-residents — verify current policy, it changes.

Informational only — not financial advice. Verify all terms with the institution.